Friday, August 27, 2010

Protecting You & Your Familyi From A Motorcycle Accident

In the last ten years, the fatality rate of motorcycle riders has nearly doubled. In 1999, there were 22.75 fatalities per 100,000,000 miles traveled by motorcycles in the United States. In a recent study in 2009 the numbers are around 40 per 1 million miles traveled by riders!

Not only have the number of deaths gone up in the US, the number of motorcycles on the road has gone up too, which makes sense. The increase in motorcycle sales has alarmed some people as the more motorcycles on the road, the more accidents that will occur involving motorcycles. This is a scary thought as a motorcyclist is 35 times more likely to be killed than automobile drivers. According to the National Highway Traffic Safety Administration, if you ride a motorcycle you have nearly a 50% chance of being involved in a motorcycle accident in your lifetime. Given this information all motorcycle drivers need to make sure they do the following:

1.) Make sure to get motorcycle insurance that will cover your medical bills should you get in an accident. Most state laws only require drivers to carry only $20,000 in insurance coverage for injuries and medical bills. If you think about how much medical bills has increased over the past few years, this number is not nearly enough to cover a motorcycle accident.

2.) It is always a good idea to have a Denver motorcycle injury lawyer in your contact list. If you happen to get in a motorcycle accident, you do not want to have to worry about finding a motorcycle attorney when you are dealing with police, insurance companies and doctors. If you contact a motorcycle injury lawyer when you start riding you will always have someone to call if something happens to you while you ride.

With the increase in motorcycles on the road today and the number of accidents makes riding motorcycles very dangerous. Not only do you need the proper insurance, but you also need to have a Denver motorcycle injury lawyer who you can count on if you happen to get in a motorcycle accident.

Tuesday, August 17, 2010

When a Lawyer Can Help With a Personal Injury Case

There are many legal cases that can be handled by citizens without the help of a lawyer. For small claims in civil court, the cost of hiring a lawyer is often higher than the cost of the claim. If you are lucky and the other party behaved maliciously, you might get the court to pay for all your legal costs. If you have been sued however, the only way to recover any court costs is to sue them back, which leads to a drawn out legal process. Personal injury cases complicate the matter, especially if your health is in a state where it would be hard to represent yourself.

If you were severely injured, it is best to hire a Denver injury attorney because the cost of your medical bills will probably be significant. Not to mention that you want to spend your time recuperating and not talking to witnesses and dealing with the insurance company.

The first thing the injury lawyer will do after talking to witnesses is start recording all your losses from the accident. These may be medical bills, lost work or personal distress. The higher the possible compensation, the larger the possible range and things like negotiating with the insurance company start to kick in. The insurance company's job is to pay as little as possible, so it is better to have a Denver personal injury lawyer to represent your interests.

If you were sued for an injury someone is claiming you are responsible for, it is also a good idea to have legal representation. If the charge is ridiculous you can move to have it dropped, but it is important to not ignore any lawsuit or the other party can ask the judge to rule for a default judgement. This means if you never respond to the lawsuit, the plaintiff automatically gets whatever they asked for.

Other cases where having a Denver personal injury attorney represent you is important are ones where the other side is sure to have an insurance company and a high power legal team on their side. This may be a doctor or hospital in medical malpractice cases or a corporation in negligence cases that led to injury. Injuries from toxic products are also hard to get paid because these conglomerate corporations have both the best legal teams and defenses set up through their legislative lobbying. Proving a toxic chemical injured you often requires expert scientific witnesses.

The last case where it would be prudent to hire a lawyer is if the insurance company for the defendant refuses to pay. Insurance company lawyers are even more well versed than the average corporation at dodging their legal responsibilities. You may have to hire a lawyer to get anything at all, although you will have to pay the cost of hiring. For large cases that the law firm judges could be quite lucrative, the firm may offer to take the cost of their services out of the settlement if they win.

Motorcycle - Car Collisions

Bikers like to spend most of their time cruising on the open road or winding through canyons. Only a small portion of motorcycle riding time is spent at intersections, but fully half of all Denver motorcycle accidents occur at intersections, according to the traffic safety commission. Of course almost the other half of accidents occur because drivers think they have more control than they really do and crash trying to do something stupid.

One reason that motorcycles are so vulnerable at intersections is because drivers simply do not see them. Drivers are usually looking out for other cars and may not notice something much smaller like a motorcyclist or bicycle rider. The best way to counteract this is to maximize visibility and follow the rules of a road. Many Denver motorcycle crashes are caused by riders who think they do not have to follow traffic laws. Weaving between lanes and making illegal turns are especially dangerous for riders because they have no protection. Getting into an accident on a motorcycle almost guarantees an injury. The car driver might not even have to call his insurance company, while you will need a Denver personal injury attorney just to pay your medical bills.

If you were injured on a motorcycle and were breaking the law, then you will probably be liable for the accident. At the very least, you will not be able to sue the other driver in a Denver injury lawsuit, unless your state has comparative negligence laws. Because of biker's bad reputation in driving, even if the crash was not their fault, police or insurance may blame you anyways. This is the case where you may need witnesses or a specialized traffic attorney. Motorcycle attorneys specialize in this kind of case.

If who is at fault is questionable, the easiest way to determine what the court will believe is to review the traffic and other pertinent laws. Right-of-way is an important law that many people violate. Sometimes traffic sensors have trouble detecting motorcycles at intersections, so this may be a defense if the light never turned. Remember that as a motorcyclist you have to yield to bicycles and cars just like anyone else. Always come to a complete stop at an intersection.