Protecting You & Your Familyi From A Motorcycle Accident

In the last ten years, the fatality rate of motorcycle riders has nearly doubled. In 1999, there were 22.75 fatalities per 100,000,000 miles traveled by motorcycles in the United States. In a recent study in 2009 the numbers are around 40 per 1 million miles traveled by riders!

Not only have the number of deaths gone up in the US, the number of motorcycles on the road has gone up too, which makes sense. The increase in motorcycle sales has alarmed some people as the more motorcycles on the road, the more accidents that will occur involving motorcycles. This is a scary thought as a motorcyclist is 35 times more likely to be killed than automobile drivers. According to the National Highway Traffic Safety Administration, if you ride a motorcycle you have nearly a 50% chance of being involved in a motorcycle accident in your lifetime. Given this information all motorcycle drivers need to make sure they do the following:

1.) Make sure to get motorcycle insurance that will cover your medical bills should you get in an accident. Most state laws only require drivers to carry only $20,000 in insurance coverage for injuries and medical bills. If you think about how much medical bills has increased over the past few years, this number is not nearly enough to cover a motorcycle accident.

2.) It is always a good idea to have a Denver motorcycle injury lawyer in your contact list. If you happen to get in a motorcycle accident, you do not want to have to worry about finding a motorcycle attorney when you are dealing with police, insurance companies and doctors. If you contact a motorcycle injury lawyer when you start riding you will always have someone to call if something happens to you while you ride.

With the increase in motorcycles on the road today and the number of accidents makes riding motorcycles very dangerous. Not only do you need the proper insurance, but you also need to have a Denver motorcycle injury lawyer who you can count on if you happen to get in a motorcycle accident.

Motorcycle - Car Collisions

Bikers like to spend most of their time cruising on the open road or winding through canyons. Only a small portion of motorcycle riding time is spent at intersections, but fully half of all Denver motorcycle accidents occur at intersections, according to the traffic safety commission. Of course almost the other half of accidents occur because drivers think they have more control than they really do and crash trying to do something stupid.

One reason that motorcycles are so vulnerable at intersections is because drivers simply do not see them. Drivers are usually looking out for other cars and may not notice something much smaller like a motorcyclist or bicycle rider. The best way to counteract this is to maximize visibility and follow the rules of a road. Many Denver motorcycle crashes are caused by riders who think they do not have to follow traffic laws. Weaving between lanes and making illegal turns are especially dangerous for riders because they have no protection. Getting into an accident on a motorcycle almost guarantees an injury. The car driver might not even have to call his insurance company, while you will need a Denver personal injury attorney just to pay your medical bills.

If you were injured on a motorcycle and were breaking the law, then you will probably be liable for the accident. At the very least, you will not be able to sue the other driver in a Denver injury lawsuit, unless your state has comparative negligence laws. Because of biker's bad reputation in driving, even if the crash was not their fault, police or insurance may blame you anyways. This is the case where you may need witnesses or a specialized traffic attorney. Motorcycle attorneys specialize in this kind of case.

If who is at fault is questionable, the easiest way to determine what the court will believe is to review the traffic and other pertinent laws. Right-of-way is an important law that many people violate. Sometimes traffic sensors have trouble detecting motorcycles at intersections, so this may be a defense if the light never turned. Remember that as a motorcyclist you have to yield to bicycles and cars just like anyone else. Always come to a complete stop at an intersection.

Can you collect on your suit?

The cardinal rule to all civil lawsuits: Don't sue unless you can collect the award. Unlike criminal law where the government can take your freedom or even your life, in civil law the only thing you can collect is property or cash, and the courts need to be able to access those tangible goods. So even if you win a million dollars in a damage liability suit with a homeless man, you will not see anything except his smiling face. People and business who are broke or can hide their assets are essentially impossible to collect from.

Good signs that you can collect your judgement from someone are a job, money in the bank, and real estate property. Wages can be garnished, so the employer pays a percentage to you before the employee. In most states, you can garnish up to a quarter of a person's wages. Government payments, pensions and disability are exempt, so the person must make money on some non-exempt way for you to collect. Most people in the united states do not have significant assets in the form of property or cash. So in most Denver motorcycle injury cases, this is where you would be receiving your payment.

Collecting from a legitimate business is usually relatively easy. If the company refuses to pay but is still collecting income, you can have the sheriff or other court agent go to the bank and physically take out the money owed. If the business is cash only, or doesn't have any real location you may be out of luck.

The next thing that can be seized by the court is property. In many Denver personal injury cases you may be able to claim some of the defendant's property. However some possessions are exempt, especially those that the defendant uses for his business. A defendant in bankruptcy is also exempt from any claims. Denver accident attorneys are therefore more leery of suing someone without extra property outside the home.

So the key factors that indicate a person will be able to pay that you should check before suing are: Personal or future income and business income. Licensed professionals may lose their license if they do not pay, and recent bankruptcies cannot file for bankruptcy again for a long time, so people in both these situations may be compelled to pay.